Compare the best business checking accounts.

Your search for the right business checking account ends here. We’ve compiled the best options in one easy-to-compare list.

Opening a business checking account is a top priority for small businesses. It can help increase your chances of getting financing, boost your legitimacy to lenders, streamline your cash flow management, and organize your finances and taxes

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The Best Business Checking Accounts Available Now

Not all bank accounts are created equal. Use our tools to quickly find the best account for your specific needs.

Consider important perks like no (or low) fees and minimum balances, high interest rates, great bonuses, and conveniences like ATM access and mobile or online banking.

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No Overdraft Fees

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Unlimited Free Transaction

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Great For High Cash Deposit Limit

Small Business Checking by Bank of America

Business Checking Account

Small Business Checking by Bank of America

A banking solution to help grow your small business. Take Advantage of accounts designed to fit a variety of needs. Limited time offer: earn a bonus of $100 to $500* from Bank of America Earn $100 or $200 when you open a new Bank of America business checking account over the phone and meet qualifying criteria. Earn a $300 statement credit: when you are approved for and open an eligible Bank of America small business credit card and make at least $3,000 in new Net Purchases with the card within the first 90 days of card account opening. *with qualifying activities

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*On our partner's secure site

Great For Sole Props & Single-Member LLCs

Small Business Checking by Bank of America

Business Checking Account

Lili - Banking designed for your business

Lili saves time and money to anyone who runs a business on their own, freelancers and small businesses alike, by combining a checking account with technology to save on taxes and built-in tools to streamline and simplify their accounting. Sole Proprietors, with or without DBA, and Single-Member LLCs eligible.

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*On our partner's secure site

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Everything you need to choose the best business checking account is laid out side by side below. Use our research to make the right decision fast.

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Visit the resource center to get all your business banking questions answered. Learn how to get approved, which benefits and fees to consider, how transaction limits work and more.

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Business Checking Accounts

Gerri Detweiler

A business checking account can be key to building a financially successful business. It allows you to separate business and personal transactions, track business spending and maximize tax deductions, and even increase access to small business loan options. Choose the best checking account for your small business with our expert advice.

The Best Checking Accounts for Small Business

TheThe best business checking account for your business is the one that offers the best combination of features and costs for your individual needs. Here are 5 great options to consider:

Bank of America

For business owners who want the option of going into a branch, a business checking account with Bank of America can be a great choice.

You could even earn a bonus of $100 to $500* from Bank of America.

  • Earn $100 or $200 when you open a new Bank of America business checking account over the phone and meet qualifying criteria.
  • Earn a $300 statement credit when you are approved for and open a Bank of America small business credit card and make at least $3000 in new Net Purchases  with the card within the first 90 days of card account opening.

*with qualifying activities.

Bank Novo

Novo offers simple business banking through their free checking account with debit card access, no hidden fees and zero minimum balance requirements. Novo allows you to integrate with the business tools you already use, like Xero and Wise, and empowers you with a dashboard to see the financial health of your business at a glance. Apply for an account in under 10 minutes from any device.

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For complete information, see the terms and conditions on the credit card, financing and service issuer’s website. In most cases, once you click “apply now”, you will be redirected to the issuer’s website where you may review the terms and conditions of the product before proceeding. While Nav always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms – and before applying you should understand the full terms of products as stated by the issuer itself.

Personal FICO credit scores and other credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit or financing type you are eligible for. Nav uses the Vantage 3.0 credit score to determine which credit offers are recommended which may differ from the credit score used by lenders and service providers. However, credit score alone does not guarantee or imply approval for any credit card, financing, or service offer.

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